Coverage
Insurance we work with
Not an exhaustive list, and networks change. Send us your plan details and we will check it at no cost before you commit to anything.
Private pay
Not sure what your plan covers?
We verify benefits directly with your insurer and tell you what we find, including your expected out-of-pocket cost, before services start.
Funders and billing
The practical details
Funders we are in network with
- Kaiser Permanente
- Maryland Medicaid
- CareFirst
- Blue Cross Blue Shield
- Aetna
- Optum
- UnitedHealthcare
- TRICARE
- Private pay
Billing department
- Email billing@snowflakesaba.com
- Phone 443-212-8157
- Billing is handled in house, not outsourced
- Monday to Friday, 9:00am to 5:00pm
Paying an invoice
- Card payment through our secure Stripe link
- The CentralReach client portal
- ACH bank transfer
Insurance coverage in Maryland
Does insurance cover ABA therapy in Maryland?
Short answerIn most cases, yes.
- State & Medicaid plans
- Maryland law mandates coverage for medically necessary ABA therapy under state-regulated plans and Maryland Medicaid.
- Self-funded employer plans
- Coverage depends on your specific plan documents under federal guidelines.
- What insurers require first
- An official autism diagnosis and a BCBA assessment confirming medical necessity.
Out-of-pocket transparency
Understanding your out-of-pocket costs
Short answerNo surprise invoices.
- Potential costs
- Depending on your insurance plan, you may have a deductible, copays, or coinsurance.
- Our promise
- We make every effort to help you understand your potential financial responsibility before services begin. Our team verifies your benefits with your insurance provider and explains the coverage information available to us. If we become aware of any changes that may affect your coverage or costs, our billing team will notify you as soon as possible.
- Changes to Insurance Coverage
- Families must promptly notify our billing team of any changes to the client's or family's insurance coverage, including a new insurance plan, changes in employer-sponsored coverage, or a loss of coverage. Timely notification helps minimize claim denials or unpaid claims that may become the family's financial responsibility and helps prevent interruptions to your child's care.
Start here
Ready to take the first step?
Tell us about your child. We will take it from there, including checking your insurance at no cost.